Affordable therapy without insurance, in Spanish
Without insurance, a therapy session in the US usually costs $100 to $250. Lower-cost options exist: community mental health centers, sliding-scale clinics, university training clinics, and online services. Lic. Mariana Jara offers online sessions in Spanish for a flat $55, with no insurance, deductible or copay. She is licensed in Argentina, not in the US.
Your options without insurance
| Option | Typical cost | Good to know |
|---|---|---|
| Community mental health centers | Low or free, based on income | Waiting lists are common; Spanish availability varies. |
| Sliding-scale clinics and networks | Reduced, based on income | Licensed in your state; ask whether they offer Spanish. One example is Open Path Collective. |
| University training clinics | Low | Supervised trainees; limited schedules. |
| Online sessions in Spanish with Lic. Jara | $55 flat | In Spanish. Licensed in Argentina: not a US-licensed treatment. |
To find licensed care near you, including low-cost options, use SAMHSA's official locator: FindTreatment.gov.
When a US-licensed professional is the right choice
If you need a diagnosis with legal validity, medication, documentation for work or court, or treatment of a severe condition, look for a professional licensed in your state. These sessions don't replace that. If you are in crisis, call or text 988 and press 2 for Spanish.
How sessions with Lic. Jara work
Message on WhatsApp
In English or Spanish. Ask anything before you book.
Book and pay
$55 per session by PayPal. No insurance, deductible or copay.
Meet on video, in Spanish
A 50-minute session on Google Meet or Zoom, from anywhere in the US.
Pricing (September 2026)
- Individual session (50 min): $55
- Couples session (50 min): $70
- Group session (90 min / person): $22
Frequently asked questions
How much does therapy cost without insurance?
Is there free therapy?
Can I get a superbill?
Leer en español: Terapia sin seguro médico: opciones reales en español · Precios
Book a session in Spanish
$55 per session, no insurance needed. Message on WhatsApp in English or Spanish.